Insurance requirements


Film permits typically require 48 business hours to turn around. Due to availability, special events, other productions, construction and, or other restrictions, it it best to allow for as much time as possible to obtain film permits for the City of Toronto when planning larger scale productions especially when requiring parking or filming activity in public areas. 

Please be advised that both the City of Toronto and The City of Hamilton require the following insurance coverage in order to issue a permit. Failure to produce these documents in a timely fashion may impact our ability to obtain permits!! Other locations may require greater sums of coverage depending on their requirements.

The following insurance industry standard requirements must appear on the certificate:

1. General Comprehensive Public Liability in the amount of two million dollars ($2,000,000). An insurance policy that covers the insured against liability from a third party claim for bodily injury and or property damage which arise from the insured's business, property or operations. 

2. The City of Toronto named as an additional insured. (100 Queen St. W., Toronto, Ontario M5H 2N2) A person or entity, other than the named insured, who is protected by the policy, most often in regard to a specific interest and with respect to the operations of the Named Insured. Your comprehensive general liability policy must add the City of Toronto as an additional insured to protect the City where your actions or operations injure a third party for which a claim may be filed against you and/or the City.

3. A Cross Liability / Severability of Interest Clause which is defined as follows: A provision in some insurance policies and applications for insurance that each insured or applicant will be treated as if separately covered under the policy. If a claim is made by one insured against another insured, this provision provides coverage for the insured against whom the claim is made in the same manner as if separate policies had been issued. However, it does not operate to increase the insurance company's overall limit of liability. Your comprehensive general liability policy must allow the City of Toronto to file a claim against you if your actions or operations injure the City of Toronto. 

Permit applicants should consult with their insurance advisors if further clarification and explanation is needed.

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